Money: Personal Finance, Business, Small Business news features

5 Ideas on How to Use a Credit Card to Build Your Credit 5 Ideas on How to Use a Credit Card to Build Your Credit

5 Ideas on How to Use a Credit Card to Build Your Credit

5 ideas on how to use a credit card to build your credit Your credit score and credit history have a significant impact on your financial life. It affects whether you can get a place to live, your mortgage rate, your...

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How to Find a Flexible Job For a Veteran With Family

Serving in today’s all-volunteer military is a privilege and a responsibility. After two decades of bearing the brunt of conflict on their shoulders, it’s of little surprise that military veterans are one of the...

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Most popular places to live for alumni of 25 colleges

StudySoup used LinkedIn data to identify the most popular cities for alumni of 25 U.S. colleges and universities. More>>

What’s Your FIRE Number for Early Retirement?

The FIRE movement promises a surefire way to help you retire below the national average retirement age of 64 and be financially independent. But first, you should know your FIRE number, or the amount of retirement money... More>>

Credit Card Debt in Washington, D.C.

Credit cardholders in Washington, D.C., have fewer credit cards and less credit card debt than the average American. However, that’s where the good news stops. While their debt is relatively low, cardholders in our... More>>

Credit Card Debt in Florida

Credit cardholders in Florida have some of the highest average balances in the nation, according to a new report from LendingTree. The average Florida cardholder owes $7,049 on their credit card, the seventh-highest total... More>>

Where Can I Get a Power of Attorney Form?

When you assign someone power of attorney you give them the authority to make decisions for you and on your behalf. Whatever the agent, as this person is called, decides will be as binding as if you’d made the decision... More>>

What’s the best MBA program for a new mom? Marina Nehendzy-Basin did her homework.

Photo from unsplash Originally Posted On: What's the best MBA program for a new mom? Marina Nehendzy-Basin did her homework. (linkedin.com) More>>

Best Cities for Golfers – 2021 Edition

Experienced scratch golfers and duffers alike can agree on one thing: the cost of the game can break the bank over time. According to a 2018 Golfweek article, the median cost for an 18-hole round at a public golf course is... More>>

What Are the Benefits of Working With a Financial Advisor? – 2021 Study

Estimates on the return on investment from having a financial advisor vary. In a 2019 whitepaper, Vanguard assessed an “Advisor’s Alpha,” or the value that a financial advisor adds to a client’s portfolio, to be about a 3%... More>>

U.S. Consumers Spending Less, Saving and Investing More

As more Americans get vaccinated and pandemic restrictions are lifted across the U.S., consumers remain cautious about their money. The Conference Board, a nonprofit business membership and research organization, reveals... More>>

Best Financial Advisors in the U.S. 2021: Fees and Services

Whether it’s uncertainty in the market or an upcoming life event like having your first child or getting ready to retire, you may have thought to yourself that it’s time to find a financial advisor. Whether this has been... More>>

How Biden’s 2022 Tax Plan Could Affect Your Retirement

President Joe Biden’s 2022 budget proposal raises the top income tax rate up to 39.6%. Taxpayers with an adjusted gross income over $1 million will also have to pay this rate on long-term capital gains and qualified... More>>

Ex-Dividend Date: What Investors Need to Know

Investing in dividend-paying stocks can make sense if you’re interested in creating current income or using dividends to buy more shares. It’s important to know the ex-dividend date before you invest to ensure that you’ll... More>>

Understanding Your 3% Down Mortgage Options

If you haven’t built up a big down payment savings fund, there’s good news: Many lenders offer 3% down mortgage programs that won’t clean out your savings account. However, some low-down-payment loan programs have... More>>

Comparing minimum wage to the cost of living in every state

Stacker compared the minimum wage in each state and Washington D.C. to the cost of living, referring to the Massachusetts Institute of Technology's Living Wage Calculator. More>>

53% Of Households Are Dual Income And That Percentage Has Risen

It’s becoming increasingly common for households to have more than one income earner. From 2010 to 2019 (the latest available federal data), the percentage of dual-income households rose from 51.9% to 53.3%. While we don’t... More>>

What Is a Wells Notice and How to Respond

When the staff at the Securities and Exchange Commission (SEC) has made the decision to recommend taking an enforcement action against a person or firm, the commission will often issue a Wells Notice. This notice informs... More>>

Dovish vs Hawkish: Key Monetary Policy Differences

U.S. monetary policymakers are often described as being either hawkish or dovish. The terms refer to different viewpoints on the way monetary policy should influence the economy. Hawks are primarily concerned about... More>>

What Is the Cheapest Payroll Service for Small Business?

Photo by Karolina Grabowska Originally Posted On: What Is the Cheapest Payroll Service for Small Business? (priceithere.com) More>>

A Beginners Pocketbook to Day Trading Styles

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Best Cities for an Affordable Wedding – 2021 Edition

When planning a wedding, the costs can add up pretty quickly. There’s the venue, the music, the photographer, the catering and the outfits and adornments, among other common expenses. While the average cost of a wedding in... More>>

Best Financial Advisors in Tennessee 2021: Fees and Services

Choosing a financial advisor in Tennessee can be challenging given the number of options in the Volunteer State. Just as many factors go into choosing the state’s best BBQ joint or country music club, finding the right... More>>

Best Financial Advisors in Madison, WI 2021: Fees and Services

Choosing a financial advisor in Madison, WI can feel daunting given the number of advisors in Wisconsin’s capital city, named after the fourth U.S. president, James Madison. Finding the right advisor in Madison — or... More>>

Best Financial Advisors in St. Louis, MO 2021: Fees and Services

With all of the financial advisor firms in St. Louis, it may feel tough to narrow it down. Finding the right advisor in St. Louis — or any city, for that matter — comes down to figuring out the proper fit for you, which... More>>

10 Car-buying trends during COVID-19

CoPilot analyzed its data from more than 30 million car sales via the car-buying app in 2020 to identify 10 car-buying trends during the COVID-19 pandemic. More>>

4 Ways to Stop Automatic Payments From Your Checking Account

While it can be convenient to authorize a company to receive recurring debit payments directly from your checking account, you may someday need to stop them. If you need to know how to stop these automatic payments, there... More>>

Americans Financial Habits Have Improved Amid Coronavirus Pandemic

While nearly 40% of U.S. adults wouldn’t be able to cover a $400 emergency expense with cash or an equivalent, the COVID-19 pandemic has lit a fire under Americans regarding their financial habits. According to... More>>

County in every state with the lowest home prices

Credible compiled a list of the county in every state with the lowest home prices based on data calculated by the National Association of REALTORS. More>>

Places Where People Spend Within Their Means

It may be easier said than done, but living within your means — that is, not spending more than you make — is paramount to financial health. Of course, that’s easier if your means are more substantial, but it’s also... More>>

Self-Employed Americans Have Net Worth 4.2 Times Higher Than Those Who Arent

Being your own boss might be something of a modern American dream, but the number of those achieving that dream has been shrinking for years. The late 1940s and early 1950s saw more individuals defining themselves as... More>>

A Guide to Fixed-Income Investing

Fixed-income investments can provide a steady stream of income through dividends or interest payments. In the investing landscape, fixed-income is generally considered a less risky asset class since there’s some... More>>

Tax-Advantaged Investments – A Guide

When investing for the short- or long-term, where you choose to put your money matters from a tax perspective. Including tax-advantaged investments in your investment portfolio can help to minimize what you owe on the... More>>

What Is Your Coast FIRE for Retirement?

Adherents of the Financial Independence/Retire Early (FIRE) movement aim to reach a point where they don’t need ongoing income to retire and to get to that point before – sometimes well before – reaching age... More>>

Resort Fees 101

As you shop for vacation destinations, be on the lookout for costly resort fees. Resort fees are separate fees added on top of your nightly rate to cover certain amenities that the hotel provides. Resort fees are typically... More>>

Best Financial Advisors in San Antonio 2021: Fees and Services

Choosing a financial advisor in San Antonio can be difficult given the number of financial advisors available in the “Alamo City”. Understanding your financial needs and goals and how much you’re willing to spend can... More>>

Lightspeed Trading Review 2021

Trading is an online brokerage firm for active traders. A division of Lime Brokerage, the company is best for professional investors — for casual investors or those who want to explore passive investing, might not work for... More>>

Key statistics small business owners should know in 2021

Simply Business utilized economic reports, market research, and financial news to curate a list of 15 key statistics and trends in 2021 small business owners should know. More>>

What Is DeFi (Decentralized Finance)?

DeFi, short for decentralized finance, is a global, peer-to-peer system of storing and transferring assets without the structure, restriction and costs of a traditional centralized banking system. Advocates assert that... More>>

Understanding the Financial Planning Process

“If you fail to plan, you are planning to fail.” That quote – originally uttered by Benjamin Franklin and now printed on school-issued homework planners nationwide – may not have been originally conceived as a... More>>

How to Inflation Hedge Your Wealth

When prices rise rapidly and persistently during an inflationary spiral, dollars lose purchasing power and investors can see the value of their portfolios decline. Inflation-hedging strategies try to counter the... More>>

What Does the Producer Price Index Tell You?

The producer price index (PPI) is a government economic report prepared by the Bureau of Labor Statistics (BLS) that measures the change in prices sellers receive for thousands of items and services. The PPI’s main use is... More>>

4 Situations When You Should Consider a Car Lease Buyout

If you’re nearing the end of your lease, you’re probably considering a lease buyout. But is that to your best advantage? Some easy math could point the way. We’ll break down how a lease buyout works, when it is — and isn’t... More>>

COVID-19 Crisis Further Worsens Wealth Inequality in U.S.

While it’s no surprise that the pandemic has shaken the financial status of many Americans, a new Financial Habits survey from New York-based TIAA reiterated that the wealth gap is growing between the haves and the... More>>

How to Prioritize When You Pay Off Multiple Student Loans at Once

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

Save On Theme Park Admission Tickets

Demand pricing is a staple of certain industries such as the airline and hotel business. Prices for flights and hotel rooms frequently change based on total demand. High demand naturally drives prices up, while discounts may... More>>

Most Bike-Friendly Cities in America – 2021 Edition

Biking is an eco-friendly, cheap, fun and healthy way to commute in the city. But not all cities are equally accessible for riders – some cities have designated bike lanes, while others simply lack the... More>>

Best Cities for First-Time Homebuyers – 2021 Edition

Historically, first-time homebuyers have made up about 40% of all homebuyers in the U.S. However, over the past decade, the share of first-time homebuyers has fallen below that norm, hovering around in the mid-thirties... More>>

Estate vs. Trust: What’s the Difference?

Trusts and estates are the two main legal structures for transferring assets to your heirs and beneficiaries. Each works in critically different ways. Estates make a one-time transfer of your assets after death. Trusts,... More>>

Cold Calling Scripts and Tips for Financial Advisors

Scaling your advisory business demands a solid marketing and lead-generation strategy. While financial advisor marketing is increasingly focused on digital channels, there’s still a case to be made for just picking up the... More>>

Iowa Divorce Laws: What You Need to Know

Divorce is an uncomfortable subject for most people – after all, no one likes to imagine there is any chance that their marriage will end up not lasting forever. The end of a marriage, though, doesn’t need to mean... More>>

Biden Tax Plan Pushes Investors to Tax-Efficient Investments

President Joe Biden’s capital gains tax plan could compel high-income investors to move money into tax-efficient investments. These include exchange-traded funds (ETFs) and other structured investments that trigger... More>>

6 Ways To Tame Pet Bills

Pets bring a lot of joy and happiness to family homes, something which many Americans have needed more than ever over the last year. So it may come as no surprise that pet adoptions soared during the pandemic. According to... More>>

Most Affordable LGBTQ-Friendly Colleges and Universities in the U.S., 2021 Edition

Most students and their families have to consider affordability when choosing a college. But with homophobia, transphobia and other forms of discrimination running rampant in the world and on college campuses, LGBTQ... More>>

How prices for 5 major homebuilding materials have changed during COVID-19

UpNest analyzed Federal Reserve Economic Data (FRED) to better understand how prices for homebuilding materials have changed during COVID-19. More>>

Grad schools that offer online nursing programs

NursingEducation compiled a list of 25 graduate schools that offer online programs across America, using 2021 data from Niche. More>>

Franchise Clearly Helps Military Vet Realize His Business Ownership Dream

Photo by Blane Britton Originally Posted On: Franchise Clearly Helps Military Vet Realize His Business Ownership Dream More>>

42% Of Americans Who Lost Income During the Pandemic Say Theyll Retire Later Than Planned

The coronavirus crisis has forced many consumers to search for spare change amid a tidal wave of job losses, home office installations and emergency expenses. Early in the pandemic, MagnifyMoney found that 3 in 10... More>>

As Pandemic Restrictions Continue to Lift, Most Consumers Willing to Pay More for Safer Environment

As pandemic-induced restrictions are lifted across the country, including mask mandates and social distancing, many Americans are feeling uncomfortable or anxious about face-to-face interactions. A survey from text... More>>

Old But Not Forgotten: LendingTree Finds Metros With the Largest Share of Old Homes in America

Old houses can possess a certain charm that’s difficult to replicate with newer construction. Because of this, some homebuyers seek out old homes to make their own, despite the drawbacks associated with owning an aging... More>>

Which is the Best Income-Driven Repayment Plan for Your Student Loans?

Income-driven repayment plans can bring you financial relief by lowering the monthly payments on your student loans. But with four different plans to choose from, how do you know which income-driven repayment plan is best... More>>

The Extended Repayment Plan Could Lower Your Student Loan Payments

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

Debt Consolidation Myths: Can You Refinance Consolidated Student Loans?

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

Is the Income-Based Repayment Plan Right for Your Student Loans?

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

6 Ways to Pay Student Loans That Will Also Save You Money

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

How to Get Lower Interest Rates on Federal, Private Student Loans

Most borrowers often consider the question of whether they can negotiate a lower interest rate on federal student loans. This was rattling around my mind as I was paying off my grad PLUS Loans. Thanks to an interest rate... More>>

How to Defer Student Loans When Going Back to School

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

Which Loan Term Is Right for Me?

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

Whats a Good Debt-to-Income Ratio?

A good debt-to-income ratio could allow you to borrow or refinance student loans for college, buy a car or even land a mortgage. But you might be wondering: What exactly is a good debt-to-income ratio? A good... More>>

How to Get Rid of Student Loan Payments (or at Least Reduce Them)

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

Student Loan Forgiveness and Other Options for Social Workers

If you majored in social work and are preparing for graduation, student loans are likely weighing heavily on you. Graduates with a bachelor’s degree in social work leave school with an average of $29,323 in student debt,... More>>

Deferment vs. Forbearance: Whats the Best Way to Pause Student Loan Payments?

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

Pay Off Student Loans or Save For Retirement? Decide in 5 Steps

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

How to Refinance Student Loans With a 0% APR Credit Card Balance Transfer

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

How Self-Employed Student Loan Borrowers Can Fire Their Debt

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

What Credit Score Is Needed to Buy a Car?

If you want to buy a car, you can probably find someone willing to sell you one and give you a loan, regardless of your credit score. But you might be shocked when you see what it’ll cost you. Car buyers who need a loan... More>>

Should You Pay Off Student Loans or Save Your Money?

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

Understanding a High-Balance vs. Jumbo Loan

If you plan to finance a house with a significantly higher market value than other homes in your area, a high-balance loan or a jumbo loan may be in your future. Which type of mortgage applies to you depends on the home... More>>

Healthcare Proxy vs. Living Will: What’s the Difference?

Failing health often robs people of their agency. Whether due to age or illness, many hospital patients can’t effectively communicate their own wishes. For legal matters, this is handled through matters such as medical... More>>

How to Buy Netflix Stock

The FAANG stocks are a set of five high-value technology stocks. Together they make up nearly a fifth of the S&P 500’s total value. The “N” in FAANG stands for Netflix. One of the first major tech companies, Netflix... More>>

How to Refinance or Consolidate Your Great Lakes Student Loans

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

7 Student Loan Myths About Refinancing That Could Cost You

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

When Is Student Loan Consolidation a Bad Idea?

Student loan consolidation can be a huge help, but it's not always the best option for everyone. Here's when you might want to skip it. More>>

What You Need to Know to Refinance Student Loans With a Cosigner

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

What Happens to Student Loans When You Die?

What happens to student loans when you die depends primarily on the type of loans you have. Federal loans are more likely to be discharged than private loans in the case of the primary borrower’s death, but some private... More>>

The History of Student Loans and How to Avoid Repeating It

If it feels like your student loan servicer raids your bank account every month, imagine how 13th-century Oxford University applicants felt. This bit of history of student loans might surprise you: Using the first... More>>

How to Pay Off Student Loans in 5 Years

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

Can I Consolidate My Student Loans and Other Debts Together?

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

Avoid These 6 Common Reasons a Refinance Can Be Denied

If you’re searching for reasons why your refinance was denied, you’re not alone. Lenders deny more than 2.5 million mortgage loan applications each year, according to the Consumer Financial Protection Bureau. When you... More>>

Switching From a Student to a Non-Student Bank Account

If you’re wondering how to change your student account to a normal account, we’ve got good news for you: Your bank will probably do this for you automatically. You’re only eligible for a student account and the incentives... More>>

Highest price ever for every major commodity

By: Liz Barrett FosterCanvaHighest price ever for every major commodity Prices for nearly every natural commodity have grown over the past year, largely due to the coronavirus pandemic's effect on the economy. Sugar... More>>

Americans Are Developing Pandemic-Driven Financial Habits

While the U.S. unemployment rate remains high and the wealth gap continues to widen, a silver lining during the COVID-19 pandemic could be that many Americans have indicated they developed positive financial habits that... More>>

Irrevocable Trust vs. Will: What’s the Difference?

Two of the possible ways for people making arrangements for the disposition of their assets after their death are wills and irrevocable trusts. Each one has unique strengths. Here’s how the two compare and contrast so you... More>>

Revocable Trust vs. Will: What’s the Difference?

Estate planning is also an important step in taking care of what matters most: your loved ones and the life you’ve worked hard for. Two of the options are a revocable trust and a will. But which one is the … Continue... More>>

Cruisin for Cash What is an Auto Equity Loan

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6 Reasons Student Loan Forgiveness Might Not Be Worth It

Student loan forgiveness programs like Public Service Loan Forgiveness (PSLF) are often considered a smart way for borrowers to get out of debt. But is PSLF worth it? What about other loan forgiveness programs? As with... More>>

Public Service Loan Forgiveness: Whos Paying for It? And Is There a Cap?

The Public Service Loan Forgiveness (PSLF) program offers relief to student loan borrowers who work in public service. There’s no Public Service Loan Forgiveness cap; the program forgives your entire balance after 10 years... More>>

Understanding FHA 203(k) Loan Requirements

You can use a 203(k) loan, which is backed by the Federal Housing Administration (FHA) to purchase a fixer-upper, refinance your mortgage and even cover the cost of home repairs, but you’ll need to review the 203(k) loan... More>>

4 Steps to secure your financial future

Photo by Jp Valery Originally Posted On: 4 Steps to secure your financial future (thebusinesswomanmedia.com) More>>

Price-to-Rent Ratio in the 50 Largest U.S. Cities – 2021 Edition

Depending on your circumstances, renting or buying a home can be a smart financial decision. Homeownership can help you build equity and lower taxes, while renting offers greater flexibility and convenient services.... More>>

Can You Escape Student Loan Debt by Leaving the Country?

Previous generations might have left the U.S. to avoid fighting a war. Current generations are similarly wondering if they can escape debt by leaving the country. Unfortunately, fleeing to a far-off country or even just... More>>

More Than Half of Homeowners Have Made Home Improvements During Pandemic

The COVID-19 pandemic, which has forced millions of Americans to spend more time at home, has led to a surge of homeowners investing in ways to improve or upgrade their surroundings. Home insurance group Hippo found that... More>>

2-Year degrees that can earn you the most money

By: Madison TroyerCanva2-year degrees that can earn you the most money It's no secret that the cost of college in America is skyrocketing. In 2018, Forbes released a mini-study examining just how much costs had... More>>

80% Of Gen Z Investors Took On Debt to Invest

It takes money to make money, or so the saying goes. But if you don’t have money to invest, should you take on debt to try to make more? A recent MagnifyMoney study found that many people have done so. While investors took... More>>

Top States for Higher Education – 2021 Edition

Over the past decade, the cost of a college education in the U.S. has increased significantly. Accounting for inflation, data from the Integrated Postsecondary Education Data System (IPEDS) shows that prices for... More>>

How Much Does a Boat Cost? What You Need to Consider

The average cost of a new boat is $60,000 to $75,000, but you could pay far less — or far more — depending on what you have in mind. But if you’re asking “How much does a boat cost?” you’ll factor in mooring fees and... More>>

How to Lower Your Private Student Loan Payments

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

Owe the IRS Money? Heres What To Do

When you owe the IRS money that you can’t pay, it can feel stressful and scary. The good news is you have options to pay off IRS debt, from enrolling in a repayment plan with the IRS to considering a partial payment... More>>

7 Different Ways to Borrow Money and What to Know Before You Do

Photo from unsplash Originally Posted On: 7 Different Ways to Borrow Money and What to Know Before You Do – Orchard Funding – private hard money lender providing fix and flip, bridge and ground up construction loans More>>

Investment Tax Forms – What You Need to Know

The Internal Revenue Service (IRS) sends U.S. investors a myriad of tax forms every year. While the number and complexity of these forms can be off-putting and confusing, it’s important that you understand them and... More>>

Tax-Deferred Investment Account – What Is It?

In a tax-deferred investment account the dividends, interest and capital gains are not taxed until money is withdrawn. These kinds of investments are attractive to people whose earnings or net worth put them in a high tax... More>>

How Dovish Monetary Policy Affects Interest Rates

The U.S. central bank, known as the Federal Reserve, has a dual mandate of managing inflation and promoting full employment. When Fed officials are said to be “dovish,” it means they are more interested in promoting job... More>>

Why Do I Owe State Taxes?

Filing taxes may not be your favorite financial chore but it is a necessary one to stay in the good graces of the IRS. Why do I owe state taxes is a question you might have if filing your return … Continue reading... More>>

6 Times Refinancing Your Student Loans Is a Bad Idea

Note that the situation for student loans has changed due to the impact of the coronavirus outbreak and relief efforts from the government, student loan lenders and others. Check out our Student Loan Hero Coronavirus... More>>

In the Money vs. Out of the Money: What Is the Difference?

When trading options, it’s important to understand the difference between in the money vs. out of the money. In simple terms, this is a way to measure an option’s intrinsic value, relative to the underlying asset’s current... More>>

Best Cities for Runners – 2021 Edition

The COVID-19 pandemic has made road races less frequent and temporarily closed down many indoor workout facilities. Now, as restrictions ease amid the increased percentage of vaccinated Americans, many may be poised to... More>>

Lowest-paying jobs that require a bachelor's degree

By: Ellen DewittSorn340 Studio Images // ShutterstockLowest-paying jobs that require a bachelor's degree Earning a bachelor’s degree takes commitment and effort, and it usually isn’t cheap. Nevertheless, there’s an... More>>

Metros with the biggest housing price cuts

By: Madison Troyerkirina_2712 // ShutterstockMetros with the biggest housing price cuts There has never been a better time to sell a house. More>>

Are cash rewards or miles more valuable in 2021?

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45% Of U.S. Employees Would Give Up 10% of Their Salary for an Easier Work Life

During the dramatic shift toward working from home, many employees have had to get into a new groove, find a way to handle communication snags and search for an ever-elusive work-life balance. The 2021 Workplace Pulse... More>>

Wyoming Student Loans: Debt Stats, Repayment Programs and Refinancing Loans

Going to school in Wyoming? Find out all your options for Wyoming student loans right here, including federal loans, private loans, and more. More>>

Vermont Student Loans: Debt Stats, Repayment Programs and Refinancing Loans

Vermont borrowers have an average balance of $35,276 in federal and private student loans, 4% below the national average of $36,689. Those going to school in the Green Mountain State can tap into incentives like the... More>>

5 Financial Advisor Prospecting Tips to Grow in 2021

For financial advisors, prospecting is essential to attracting new clients and scaling a practice. Finding and developing leads that may turn into prospects can be time-consuming, however. And if you don’t have the right... More>>

What Hedge Fund Analysts Do for Investments

Every investment class needs someone to manage it. From the market makers and clearing houses that ensure stock trading to the bankers who move currencies around the world, markets are not natural phenomena. They require... More>>

Why Market Sell-Offs Happen and How to Respond

A market sell-off happens when traders make a lot of sales very quickly. Sometimes a sell-off, which is a particularly aggressive form of a bear market, can encompass an entire market. Other times it may focus on specific... More>>

How to Buy Coinbase Stock

Coinbase has taken cryptocurrency legitimate. At least, that’s the position of many in the cryptocurrency community who see the company’s IPO as proof that digital assets have arrived as mainstream investment... More>>

Contesting Life Insurance Beneficiary – A Guide

Life insurance beneficiary designations allow the policyholder to decide who should receive a death benefit when he or she passes away. That doesn’t prevent someone from contesting life insurance beneficiary payouts,... More>>

How to Invest With Averaging Down

When a stock you own declines in value, you may be wondering what to do next. You can sell and accept the loss, do nothing and hope the stock’s value climbs again or buy additional shares while the price is …... More>>

Hardest Places to Buy a Home in America – 2021 Edition

Buying a home has become increasingly difficult during COVID-19. Though low mortgage rates mean that many purchasers will spend less in interest over the course of their mortgage, home prices have risen and housing... More>>

Rhode Island Student Loans: Debt Stats, Repayment Programs and Refinancing Loans

In addition to having access to federal and private student loans, Rhode Islanders can get Rhode Island student loans through RISLA with good rates. More>>

Montana Student Loans: Debt Stats, Repayment Programs and Refinancing Loans

Sixty percent of Montana undergrads leave school with debt. Learn all your options for Montana student loans so you can fund your education the right way. More>>

South Dakota Student Loans: Debt Stats, Repayment Programs and Refinancing Loans

Looking to pay for college? Here's how you can get or refinance South Dakota Student Loans. More>>

The Best Online Banks in 2021

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Betterment Checking & Savings Review 2021

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While it’s no surprise that hiring the wrong person for the job can cost companies dearly, this mistake comes with an even heftier price tag during the COVID-19 pandemic. According to a recent survey from staffing... More>>

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Banks Collected $114 Billion More in Fees Than They Paid in Interest Over the Past Decade

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What Do I Need to Open a Business Bank Account?

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What Are the Steps to Buying a New Car?

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Discover Student Loans Review: Get Cash Back for Good Grades

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Help With IRS Debt: What to Do If You Can’t Pay Your Taxes

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DIY SEO: A Complete Guide for Business Owners

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