Money: Personal Finance, Business, Small Business news features

Richest person in 50 countries around the world

By: Danielle SpenceSeattle City Council // Wikimedia CommonsRichest person in 50 countries around the world While there is no specific equation to becoming a billionaire, these money moguls share a few common... More>>

Industries performing best and worst during the coronavirus–and how they're responding

By: Elizabeth JacksonUnsplashIndustries performing best and worst during the coronavirus—and how they're responding The coronavirus pandemic sweeping the world has ushered in massive changes to the way people live... More>>

Highest-paying states for doctors

By: Seth Berkmanwavebreakmedia // ShutterstockHighest-paying states for doctors The work of doctors and medical professionals is highly important at this moment. Physicians have long been perceived as having well-paying... More>>

State of the U.S. economy the year you were born

By: Betsy LadyzhetsHenry Han // Wikimedia CommonsState of the U.S. economy during the year you were born The United States in the past century has gone from a developing industrialized nation to a global economic... More>>

May jobs report: Industries losing the most jobs during COVID-19

By: Nicole CaldwellMonkey Business Images // ShutterstockMay jobs report: Industries losing the most jobs during COVID-19 The impacts of COVID-19 have roiled employment numbers for the last several months. Numbers jumped... More>>

How the most common jobs in America are impacted by COVID-19

By: Ellen DewittOLIVIER DOULIERY // Getty ImagesHow the most common jobs in America are impacted by the COVID-19 The economic fallout of the coronavirus pandemic has spared practically no one. The ranks of the unemployed... More>>

45 Facts about small businesses in America

By: Joni SweetKayWalker // Shutterstock45 facts about small businesses in America You can't go through an election season without hearing the phrase "small businesses are the backbone of America" repeated over and over... More>>

Highest rate of unemployment ever recorded in your state

By: Mindy CharskiWilliam Campbell // Getty ImagesHighest rate of unemployment ever recorded in your state Jaw-dropping, epic, unprecedented, off-the-charts, shocking, horrendous: You can choose your own adjective to... More>>

Counties in every state with the highest unemployment rate

By: Nicole CaldwellAndrew Filer // FlickrCounties in every state with the highest unemployment rate The U.S. economy has taken a massive hit in the wake of extensive shutdowns and stay-at-home orders related to the... More>>

Highest-paying states for nurses

By: Stacey MarcusCanvaHighest-paying states for nurses If you look up the meaning of a nurse in the dictionary, you will find, “a licensed health-care professional who practices independently or is supervised by a... More>>

Companies that gave back their stimulus loans

By: Ellen DewittRamin Talaie // Getty ImagesCompanies that gave back their stimulus loans Amid nationwide lockdowns and quarantines during COVID-19, job losses soared, travel was severely restricted, financial markets... More>>

What grocery shopping was like the year you were born

By: Joni SweetDennis P Hallinan/UNIC NA // Getty ImagesWhat grocery shopping was like the year you were born During the COVID-19 pandemic, many have gotten wary of what they’re touching in high-traffic areas like the... More>>

Historic businesses in every state

By: Joni Sweetmelissamn // ShutterstockHistoric businesses in every state Take a look down any Main Street in America and you’re bound to see storefronts of relatively new businesses. Around one-third of the country's... More>>

Eviction rates in every state

By: Ellen DewittVALERIE MACON via AFP // Getty ImagesEviction rates in every state Evictions are devastating. They are caused by poverty—and cause more poverty—but they do much more extensive and lasting damage. More>>

The unemployment rate the year you turned 16

By: Angela UnderwoodUniversal History Archive/Universal Images Group // Getty ImagesThe unemployment rate the year you turned 16 COVID-19 has forced millions of Americans into the ranks of the unemployed overnight. While... More>>

Tracking COVID-19's impact on employment in every state

By: Joni SweetOLIVIER DOULIERY/AFP via Getty ImagesTracking COVID-19's impact on employment in every state The COVID-19 pandemic has hit the U.S. economy like a ton of bricks. Between business shutdown orders, supply... More>>

States hit hardest by COVID-19's impact on tourism

By: Joni SweetKelly vanDellen // ShutterstockStates hit hardest by COVID-19’s impact on tourism Travel is more than just a chance to get a change of scenery and take a break from everyday life. At the macro level, it’s a... More>>

States where restaurants have been hit the hardest by COVID-19

By: Joni SweetJessica McGowan // Getty ImagesStates where restaurants have been hit the hardest by the coronavirus There’s virtually no industry in the world that hasn’t been impacted by the coronavirus, but few have been... More>>

What is a Tax Cliff?

A tax cliff happens when a small increase to your income triggers an increase in your tax bill. Personal income taxes increase gradually as a proportion of income; even if your income increases to the point that you enter... More>>

Balanced Funds: Definition and Investing Options

Mutual funds can offer a simplified way to diversify your portfolio. Rather than picking individual stocks, bonds or other securities to invest in, you can gain exposure to multiple investments and asset classes using a... More>>

Best Cities for an Affordable Wedding – 2020 Edition

According to wedding-focused website The Knot, the average cost of a wedding in the U.S. is $33,900. There are some cities, though, where you still can have the wedding of your dreams for much less, which might free up... More>>

How Is COVID-19 Affecting Americans’ Retirement Planning? – 2020 Study

Only 55% of non-retired American adults have money in a defined contribution plan such as an IRA or 401(k), according to 2019 data collected by the Federal Reserve. With the coronavirus pandemic upending many aspects of... More>>

7-Step Guide To Managing Your Bills

By Andrea Woroch Statewide restrictions are easing, and businesses are slowly reopening across the country, but consumers are still experiencing a lot of financial anxiety about the impact of the coronavirus outbreak on... More>>

States With the Worst Drivers – 2020 Edition

Many states and localities that enacted shelter-in-place orders with the onset of the coronavirus crisis are now carefully implementing phased plans to reopen. With air travel not as available or carefree an option as... More>>

Financial Planning for the Sandwich Generation

Being part of the sandwich generation – meaning you’re caring for aging parents while also raising children – can create unique challenges in shaping your financial plan. You may be trying to balance the... More>>

Income Based Repayment Plans for Student Loans

Many people graduate from colleges in the United States with debt. According to EducationData.org, the average 2020 student loan debt was $32,731 per graduate. This means that many people are paying over $400 per month on... More>>

What Is a Retirement Management Advisor?

There are a multitude of certifications for financial professionals. Each one specifies a distinct type of service an advisor is qualified to offer. A retirement management advisor (RMA) is one such designation. You may... More>>

Cities Where Women Are Most Successful – 2020 Edition

While women in the U.S. seeking financial and social equality still face many challenges, certain conditions have improved in recent years. That’s why SmartAsset wanted to take a look at where U.S. women are the most... More>>

Cash Flow Management for Businesses

Cash flow describes how money flows into and out of a business. It covers a specific time period, such as a month or quarter. Managing cash flow is crucial for both individuals and businesses. Even highly profitable... More>>

PEG Ratio: Definition, Calculation and Usage

A PEG ratio is a tool used in fundamental stock analysis by investors to assess a share’s value. It measures a stock’s price-to-earnings ratio against the anticipated earnings growth for the underlying company. If... More>>

Buying to Cover: Definition and Examples

The phrase “buying to cover” describes the final step in an investment tactic, known as short selling, that seeks to profit from a bearish market. Investors who believe a security or index is going to decline... More>>

Conservatorship vs. Guardianship: Key Differences

Caring for aging parents or for special needs children or other relatives can add new dimensions to your estate plan. There are various legal and financial issues that may need to be untangled and establishing... More>>

States with the most land owned by the federal government

By: Hannah LangAdam.purkey // Wikimedia CommonsStates with the most land owned by the federal government The federal government owns 27.1% of all land in the United States, or 615.3 million of 2.27 billion acres. Federal... More>>

Companies that are hiring during COVID-19

By: Joni SweetNurPhoto // Getty ImagesCompanies that are hiring during COVID-19 The COVID-19 pandemic has hit workers in the U.S. hard. Non-farm payroll employment, which includes all paid jobs except farm workers,... More>>

Metros where small businesses have been most impacted by COVID-19

By: Ellen DewittDaniel Knighton // Getty ImagesMetros where small businesses have been most impacted by the coronavirus More than nine out of 10 small businesses have suffered a negative impact from the COVID-19 pandemic,... More>>

50 Remote jobs that can pay well

By: Ellen DewittCanva50 remote jobs that can pay well Working remotely, away from traditional workplaces, has taken on a new meaning most of us never would have imagined. The COVID-19 pandemic has changed the way we work... More>>

What Is a Lean Startup?

The term “lean startup” describes a method of starting a business that favors a flexible, trial-and-error approach to product development. Unlike traditional startup methods, which include analyzing, testing and verifying... More>>

Key Person Insurance for Businesses

Creating a financial contingency plan for your business is just as important as creating one for your personal finances. Part of that plan may include purchasing a key person insurance policy. Key person insurance is a... More>>

How Does an Asset Protection Trust Work?

Trusts can be a useful addition to your estate plan if you want to create a financial legacy for your loved ones or minimize estate taxes. An asset protection trust is a type of trust that has a specific purpose …... More>>

What Is the Unemployment Rate? It’s Complicated

Unemployment is a messy statistic. Every month the U.S. Bureau of Labor Statistics publishes its civilian unemployment rate or what is more commonly referred to as simply “the unemployment rate.” That rate was 13.3% in... More>>

How Economic Downturns Have Affected the Gender Unemployment Gap in the U.S. – 2020 Study

The gender unemployment gap is defined as the difference between female and male unemployment rates. A “positive” gap indicates that female unemployment is higher than male unemployment while a “negative” gap indicates the... More>>

Grants for Minority-Owned Small Businesses

Several grant programs exist to support minority-owned small businesses, from both the government and nonprofit organizations. The definition of “minority” varies by program, though most focus on racial and ethnic... More>>

Does Facebook Shops Make Sense for Your Business?

Small business owners can now host their e-commerce efforts on Facebook through its recently launched Facebook Shops, which the social media giant began rolling out on May 19, 2020. It’s not an entirely new product;... More>>

Using a Codicil to Modify a Will

Writing a will is an important part of creating a financial and estate plan. A will allows you to specify how you want your assets to be distributed among your heirs after you pass away. You can also use a … Continue... More>>

Retirement Planning for Married Couples

If you are married, you’ve likely spoken to your spouse about retirement. You may have a goal of moving somewhere tropical and enjoying your golden years on a beach, or you might want to stay where you are and spend... More>>

Industries that lost the biggest share of jobs in April

By: Nicole CaldwellMonkey Business Images // ShutterstockIndustries that lost the biggest share of jobs in April The impacts of COVID-19 have caused turmoil in employment numbers for another month. The unemployment rate in... More>>

IRS Increases Flexibility for Employer Health Insurance Plans and FSAs

The COVID-19 pandemic continues to impact many working Americans. Whether they contract the disease themselves, are responsible for the care of someone with the virus, or have had their employment or finances impacted by... More>>

Where Seniors Are Most and Least Financially Secure – 2020 Edition

Coronavirus has hit America’s senior population especially hard in terms of health, but the pandemic has also highlighted issues that some people 65-and-older already face with regard to their finances. Balancing medical... More>>

Most Livable Small Cities in the U.S. – 2020 Edition

According to a 2018 Gallup report, approximately four in 10 Americans would choose to live in a town, a small city or a suburb of a small city as opposed to big cities and rural areas. As Americans look for …... More>>

The latest jobs report, by the numbers

By: Nicole CaldwellJOHANNES EISELE/AFP via Getty ImagesThe latest jobs report, by the numbers The spread of COVID-19, and the work being done to flatten the curve, has roiled employment numbers for another month. The... More>>

Employment during COVID-19 by the numbers

By: Joni SweetNur Photo // Getty ImagesEmployment during COVID-19 by the numbers When the COVID-19 outbreak hit the U.S., the government scrambled to respond. Authorities in many states across the country implemented... More>>

Business Overhead Expense Insurance

Part of running a business means planning for curveballs that could make managing day-to-day operations difficult. Business overhead expense insurance is designed to keep things going when a disability or illness requires... More>>

Sole Proprietorship vs. LLC

The two most popular ways of organizing a small business are LLCs and sole proprietorships. They are less costly and complicated compared to the alternatives of corporations and partnerships. There are key differences... More>>

PPP Loan Acceptance Rates in the First and Second Rounds of Funding – 2020 Study

Overseen by the Small Business Administration (SBA), the Paycheck Protection Program (PPP) is the largest fixture of federal coronavirus financial relief programs. The program provides forgivable loans to small businesses,... More>>

What to Know About Traveling During Coronavirus

Since the coronavirus pandemic went global in early 2020, travel and tourism have been heavily impacted. Millions of people have seen their trips canceled by airlines and tour companies, with millions more choosing to... More>>

How The Coronavirus Has (and Hasn’t) Hit Housing

Times of economic uncertainty and market instability tend to affect the housing market, frequently including drops in average home prices. Yet for all the economic and financial convulsions of the coronavirus pandemic the... More>>

What Happens If You Default on a Business Loan?

Taking out a business loan can help you get your startup off the ground or scale an existing business. But you could run into problems if you find yourself unable to repay your lender. A business loan default isn’t... More>>

Estate Planning for Business Owners

Estate planning can take on a new dimension when you own a business. Not only do you need a strategy for managing personal assets but you also need to consider what will happen to your business in the long-term. Estate... More>>

How to Retire in Croatia: Costs, Visas and More

When you think of Croatia, do you think of the beautiful Dalmatian seacoast where they shot “Game of Thrones”? Or perhaps Croatia conjures up visions of Plitvice Lakes National Park’s waterfalls and blue water.... More>>

Estate Planning Documents: What Do You Need?

Estate planning begins with knowing which documents you need and making sure they are up to date. Among the most common such documents are wills, trusts, powers of attorney and designations of beneficiaries. In addition,... More>>

Pivoting Your Business for the Coronavirus Economy

So you’ve got a business that’s impacted by the coronavirus economy. Even with PPP loans and other government resources for small businesses, your revenue is suffering and you’re not sure if you can... More>>

How to Invest in Sector Funds

Mutual funds can offer a simplified approach to portfolio diversification. When you buy a mutual fund or exchange-traded fund (ETF), you can own a collection of investments rather than having to purchase individual stocks.... More>>

States where business foot traffic has fallen the most

By: Andrew LisaIR Stone // ShutterstockStates where business foot traffic has fallen the most The coronavirus crisis has afflicted the United States with simultaneous disasters—a public health emergency and an economic... More>>

Where Millennials Are Moving – 2020 Edition

Young adults today move more than previous generations. A recent Zillow study found that in 2017, close to one in two millennials – more than 45% – had lived in their current home for fewer than two years. By... More>>

Industries with the biggest dropoff in foot traffic during COVID-19

By: Stacey Marcuspicture alliance // Getty ImagesIndustries with the biggest dropoff in foot traffic during COVID-19 Remember New Year’s Eve 2019? Everyone was toasting to 2020, making jokes that it would be the year to... More>>

How the CARES Act Affects Current College Students

The Coronavirus Aid, Relief, and Economic Security (CARES) Act includes over $2 trillion in federal funds to help address the economic fallout from the coronavirus global pandemic. The bill includes several provisions that... More>>

Working With a Financial Advisor Online

A financial advisor can help you shape a plan for managing your money, including saving and investing for retirement. Traditionally, you’d need to meet with a financial advisor in person to get advice, but these days... More>>

4 Steps To Prepare For Your New Home Purchase Loan

With interest rates currently at a three-year low, it is clear that home values are on the rise. This makes it a great time to purchase a home — especially for first-time buyers. However, buying a home is no cakewalk; it... More>>

7 Signs That You're Ready to Buy Your First Home

For years, you have been dreaming about buying your first home and now you are debating taking action. Are you ready to enter the home buying market? Consider these seven signs before taking the plunge. 1. Having Job... More>>

Are You in the Top 1%?

The term “top 1%” is typically used to refer to people among the top 1% wealthiest Americans, as measured by either annual income or net worth. The income of those in the top 1% is many multiples above that of... More>>

What Is a Constructive Trust?

Trusts can be helpful in estate planning if you want to avoid probate or minimize estate taxes. A revocable living trust, for example, might be useful if you have assets you want to pass on to your beneficiaries that... More>>

Mortgage Forbearance vs. Mortgage Forgiveness: What’s the Difference?

When you’re struggling to make mortgage payments, you may be wondering what options you have. Mortgage forbearance programs can help provide temporary relief from payments, while mortgage forgiveness can reduce the... More>>

Places Where Unemployment Has Increased the Most During COVID-19 – 2020 Study

The U.S. unemployment rate rose nationally by 11.2 percentage points between February 2020 and April 2020, from 3.5% to 14.7%. While unemployment has risen throughout the country, compromising job security and savings for... More>>

Highest-paying jobs that require a bachelor's degree

By: Ellen DewittIgor Kardasov // ShutterstockHighest-paying jobs that require a bachelor's degree While college and university tuition costs may be skyrocketing, many believe a bachelor’s degree is essential to landing... More>>

Best Housing Markets for Growth and Stability – 2020 Edition

Homeownership often represents a foundation to build on as well as long-term stability. This applies not only to the lifestyle a homeowner envisions when making a purchase, but also to the value of the property. Ideally, a... More>>

Biggest industries in Canada

By: Stacey MarcusUnsplashBiggest industries in Canada You probably know that Canada is the second-largest country in the world, and that hockey is the country’s winter sport. Some lesser-known facts about our Northern... More>>

Intentionally Defective Grantor Trust (IDGT)

Establishing a trust as part of your financial plan can yield certain benefits, including the potential to minimize estate taxes. An intentionally defective grantor trust (IDGT) is a type of irrevocable trust that can be... More>>

How to Retire in Cambodia: Costs, Visas and More

Cambodia is known for its stunning landscapes, vast temples, and low cost of living. Cambodian people are often noted as being some of the friendliest people in the world. From its rich culture to unique ecosystem, there... More>>

How to Start a Business in Indiana

Thinking of starting a business in Indiana? The Hoosier State’s low costs for doing business and low costs of living combine with a business-friendly regulatory environment and well-built infrastructure to attract people... More>>

How to Start a Business in Maryland

If you’re considering starting a business in Maryland, you’ll likely be impressed with the state’s well-educated populace, one of the country’s lowest poverty rates and the strong economic presence of defense... More>>

States Where Residents Are Financially Hurting the Most During COVID-19 – 2020 Study

Despite various government relief programs, the coronavirus crisis has already affected the finances of many Americans. Over the past eight weeks, more than one in four individuals filed for unemployment. Though... More>>

What Is a Limited Liability Partnership (LLP)?

A partnership is a form of business that has more than one owner. A limited liability partnership (LLP) incorporates some elements of a corporation and some elements of a partnership. An LLP offers greater liability... More>>

What is a Limited Partnership (LP)?

A limited partnership (LP) has two kinds of partners: One who does not get involved in daily management and another who is involved in daily management and bears more personal liability. It’s similar to a general... More>>

How to Disinherit an Heir

So you’ve decided that a family member won’t be getting an inheritance, after all. Maybe you have an ungrateful or irresponsible family member you want to cut out of the will. Or maybe there’s someone... More>>

Certified Fraud Examiner (CFE)

Certified Fraud Examiners are trained in fraud examination activities like forensic accounting.  Certified Fraud Examiners (CFEs) have a variety of job options, such as forensic accountant, compliance officer, internal or... More>>

How to Retire in France: Costs, Visas and More

Do you dream of spending your retirement drinking Bordeaux and champagne in Paris? Perhaps you want to spend it in a beautiful seaside villa in Biarritz or the ski the Alpine slopes of Chamonix at the base of Mont... More>>

7 Things To Know About Home Warranties

You have just closed on your home purchase and money is going to be tight for a while. Should you buy a home warranty to help you avoid out-of-pocket expenses or will it be a waste of money? Before you decide if it will be... More>>

How to Retire in Japan: Costs, Visas and More

Japan is known for bullet trains, an amazing cuisine and some of the cleanest, litter-free streets in the world. Overall, the nation is a beautiful place to both visit and live. In addition to its beautiful landscapes,... More>>

Best Places to Work in Tech – 2020 Edition

The tech industry is one of the most lucrative in the U.S. Though the COVID-19 crisis has cost the industry jobs just like virtually every industry in the world, going into tech remains the goal of many young people,... More>>

A Guide to Financial Planning for Retirement

When it comes to retirement, you can’t afford to be unprepared. Having a clear idea of how you want to spend your later years, and how you’ll pay for it, are key to ensuring that you can retire comfortably and... More>>

What Suspended Dividends Mean for Investors

Despite a recent bounce-back, stock prices have fallen sharply since the coronavirus first emerged. For some investors this may not prove much of a problem. Historically stocks have rebounded strongly in the wake of... More>>

States Most Dependent on the Federal Government – 2020 Edition

Though it may not always be apparent to the average citizen, the federal government is responsible for many of the everyday conveniences that help the country operate. Even some state programs are ultimately paid for by... More>>

Canadian company logos then and now

By: Andrew LisaLester Balajadia // ShutterstockCanadian company logos then and now Canada has a rich, diverse culture and history and is a flourishing, wealthy, capitalistic society that gave rise to some of the greatest... More>>

What’s In an Investment Advisory Agreement?

Working with a financial professional can offer numerous benefits when you need clarity or guidance on managing your money and investments. Once you have decided to engage the services of a financial advisor rather than a... More>>

Why Is the Stock Market Up?

By some estimates, nearly one in four Americans is out of work. A steady stream of bankruptcies has begun, both out loud and quietly, and many businesses have shuttered for good. The full extent of the damage wrought by... More>>

CARES Act Loans for Mid-Sized and Big Businesses

One of the federal government’s main economic responses to the coronavirus pandemic is the $2.2 trillion CARES Act, which provides assistance for both small businesses and larger ones. For businesses with fewer than... More>>

Lowest-paying jobs that require a bachelor's degree

By: Ellen DewittSorn340 Studio Images // ShutterstockLowest-paying jobs that require a bachelor's degree Earning a bachelor’s degree takes commitment and effort, and it usually isn’t cheap. More>>

50 Tips for improving your work remote life

By: Peter RichmanEugenio Marongiu // Shutterstock50 tips for improving your work remote life Remote work in the U.S. increased by 159% from 2005 to 2017, according to data from FlexJobs and Global Workplace Analytics.... More>>

8 Smart Ways To Spend Your Stimulus Check

By Andrea Woroch The first round of stimulus checks was sent out to millions of Americans across the country, with $218.4 billion paid out so far in an effort to ease the financial strain caused by the coronavirus outbreak.... More>>

How U.S. labor productivity has changed since 1950

By: Joni SweetBettmann // Getty ImagesHow U.S. labor productivity has changed since 1950 Labor productivity—or the average hourly output of all workers in a country—plays a big role in improving the standard of living.... More>>

How grocery stores have fared during the coronavirus in every state

By: Joni SweetJoe Raedle // Getty ImagesHow grocery stores have fared during the coronavirus in every state The COVID-19 pandemic has thrown the economy for a loop, leaving some industries drowning in its wake. Restaurants... More>>

Stimulus Payments to Arrive by Prepaid Debit Card

May 21, 2020 – The Treasury Department and the IRS announced that this week they would begin sending roughly 4 million Economic Impact Payments (EIPs) – otherwise known as stimulus checks – via a prepaid debit... More>>

Best government agencies to work for

By: Joni SweetMegan Jelinger/SOPA Images/LightRocket via Getty ImagesBest government agencies to work for Dealing with the COVID-19 pandemic is a government-wide effort with health-related agencies, in particular, kicked... More>>

Why Retiring Early Is a Bad Idea Now

If you are near retirement and recently unemployed, you have a lot of company. Roughly 600,000 Americans between the ages of 55 and 64 left the workforce in April, according to the New School’s Schwartz Center for Economic... More>>

How Is the US Going to Pay for All This Stimulus Spending?

At time of writing the United States owed $19.3 trillion in public debt. It owed another $5.9 trillion in debt held by its own agencies. Together, these figures come to a national debt of $25.2 trillion. With substantially... More>>

Cities Where Seniors Are Increasingly Staying in the Workforce – 2020 Edition

Having sufficient savings is imperative as a person enters retirement and leaves the workforce behind. But several factors – including a delayed start to saving, the increasing cost of living, a decrease in the... More>>

A Small Business Owner’s Guide to Bankruptcy

If your small business is struggling to pay its debts and your creditors are threatening to take your assets, bankruptcy is an option. Although bankruptcy sounds like the end, it actually can be a way for a business in... More>>

States With the Largest Rainy Day Funds – 2020 Study

The coronavirus pandemic has drastically impacted the budgets of not only individuals, but also states. State revenues have declined due to delays in income tax collections along with decreases in revenue brought in from... More>>

Payroll Support Program: Inside the Airline Bailout

In late April 2020, the Treasury Department concluded agreements with several U.S. airlines and began to make initial payments of the Payroll Support Program, a provision established in the Coronavirus Aid, Relief and... More>>

Stocks Soar on Moderna’s Coronavirus Vaccine Test

Moderna, a Cambridge, Massachusetts-based biotechnology company, announced that one of its COVID-19 vaccine trials has seen promising results. The vaccine has only been tested on a handful of individuals, but it has shown... More>>

When Should I Refinance My Mortgage?

You may have noticed that when we are in a recession, there tends to be increased consumer interest in mortgage refinancing. You might see or hear advertisements about lower interest rates and how you can lower your... More>>

Chapter 11 Bankruptcy, Explained

When financial troubles mount and debts are piling up, filing for bankruptcy protection may be a last resort option. Personal bankruptcy filings usually involve Chapter 7 or Chapter 13, but when businesses need help, they... More>>

A Beginner’s Guide to Shorting the Stock Market

When the stock market is plunging, or at least stagnant, it may make sense to move your assets out of equity markets and put them into bonds or even cash. These don’t offer much in the way of growth, but …... More>>

Cities Where People Are Spending the Most on Housing – 2020 Edition

With the cost of living generally high in major U.S. cities, the ability to keep larger expenses like housing costs to a minimum can sometimes make all the difference. In some cities, though, residents must spend a much... More>>

Orlando’s first Million Dollar generating vacation home

Photo From Top Villas Realty Originally Posted On: https://www.topvillasrealty.com/orlandos-first-million-dollar-generating-vacation-home/ More>>

The Main Differences Between Stocks and Bonds: A Detailed Guide

Photo by Ishant Mishra Originally Posted On: https://bonsaifinance.com/personal-finance/the-main-differences-between-stocks-and-bonds-a-detailed-guide/ More>>

5 Ways Your 401 (K) Benefits Can Ruin Plans To Retire Safe and Wealthy

Photo by Andrea Piacquadio Originally Posted On: https://smartwealthsolution.com/5-ways-your-401-k-benefits-can-ruin-plans-to-retire-safe-wealthy/ More>>

Car Insurance Discounts During the Coronavirus Crisis

Several insurance companies have created relief programs to support their car insurance customers during the COVID-19 pandemic. Most of these insurers are providing premium refunds, pausing policy cancellations, extending... More>>

College majors that earn the most money

By: Angela UnderwoodNTNU, Faculty of Natural Sciences // FlickrCollege majors that earn the most money College is a time for many overwhelming experiences and exciting opportunities. Whether it’s forgoing sleep to prepare... More>>

Money and Relationships | How to Talk to your partner about money

Photo by Annie Spratt Originally Posted On: https://www.nayaclinics.com/post/money-and-relationships-how-to-talk-to-your-partner-about-money-1 More>>

Family and Medical Leave Act (FMLA) Forms

The Family and Medical Leave Act (FMLA) is a law that ensures that employees have access to up to 12 weeks of unpaid, job-protected leave per year for qualified medical and family-related reasons. Up to 26 weeks of leave... More>>

How to Spend Your PPP Loan to Ensure Forgiveness

The stated goal of Paycheck Protection Program (PPP) loans is to encourage small businesses to keep employees working and earning. The hope is that businesses will keep workers on payroll even while mandated closures and... More>>

Stimulus Checks: Your Questions, Answered

The Coronavirus Aid, Relief, and Economic Security (CARES) Act was signed into law on March 27, 2020. The bill includes a number of provisions that help those affected by the coronavirus pandemic. These include expanded... More>>

New Proposed Coronavirus Relief Bill Includes More Stimulus Checks

Coming in at 1,815 pages, the new coronavirus relief bill proposed by the House is a giant wishlist. Named the Health and Economic Recovery Omnibus Emergency Solutions (HEROES) Act, it includes: $540 billion for states,... More>>

Proposed Second Stimulus: Monthly $2,000 Checks

In April 2020, many Americans received their first economic stimulus payments as a result of the CARES Act. While these checks of up to $1,200 per person were helpful for many families, it wasn’t enough for many to make... More>>

The Give Together Relief Fund

While many of the relief programs created to aid people during the coronavirus pandemic have come from the federal and state governments, there are relief programs created by companies and nonprofits. One such program is... More>>

Where People Have Responded to the Census the Most – May 2020 Study

April 1, 2020 marked the original self-response deadline of the 24th Census in the U.S. As mandated by the constitution, the decennial count determines how many congressional seats each state gets, and this year will help... More>>

Industries That Have Shed the Most and Fewest Jobs During COVID-19 – 2020 Study

Last Friday, the Bureau of Labor Statistics (BLS) published its anxiously awaited April 2020 Employment Report, perhaps the first comprehensive look beyond jobless claims on how coronavirus and the attendant economic... More>>

What Is a Holographic Will?

A holographic will sounds like something high-tech, but it’s quite the opposite: A will that’s completely written by hand, specifies what property or assets, such as bonds, stocks and fund accounts, are being... More>>

All About the Stepped-Up Basis Loophole

Stepped-up basis is a tax provision that allows heirs to reduce their capital gains taxes. When someone inherits property and investments, the IRS resets the market value of these assets to their value on the date of the... More>>

5 Important Benefits of E-Commerce Website for Your Business

Photo by Social CutOriginally Posted On: https://arangamedia.com/5-important-benefits-of-e-commerce-website-for-your-business/5 Important Benefits of E-Commerce Website for Your Business The internet is by far the most... More>>

Don’t Miss This Stimulus Check Deadline

If you’re one of millions of Americans who has yet to receive a stimulus check from the government, you have until noon on Wednesday, May 13 to submit your direct deposit information to the IRS using the “Get... More>>

5 Ways to Position Yourself for Career Success in Uncertain Times

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What a Roommate Saves You in 50 U.S. Cities – 2020 Edition

Finding a roommate to split your rent is a surefire way to save money, which is welcome consolation for the dirty dishes that pile up in your sink. Of course, the real estate market landscape is currently in flux due... More>>

The 5 financial personality types. Which one is you?

Photo by Roman Synkevych Originally Posted On: https://www.nayaclinics.com/post/the-5-financial-personality-types-which-one-is-you-1 More>>

5 Cheap Ways To Spruce Up Your Bathroom

Your bathroom can be functional without being boring, without spending thousands of dollars or hosting an HGTV makeover show to spruce it up. (Most of us are terrified at the thought of our friends spending significant time... More>>

How to Save Money on Rent: The Best Things You Can Do

Photo by Damir SpanicOriginally Posted On: https://saveyourdollars.com/how-to-save-money-on-rent-the-best-things-you-can-do/ In the US, we pay anywhere from $696 to $1,507 per month on rent. And that’s just the average;... More>>

HOW MUCH MONEY DO YOU HAVE TO MAKE TO FILE TAXES?

Photo by Celyn Kang Originally Posted On: https://bonsaifinance.com/personal-finance/how-much-money-do-you-have-to-make-to-file-taxes/ More>>

Tips To Experience Profitable Lockdown Period

Photo by Austin DistelOriginally Posted On: https://volcabuzz.com/tips-to-experience-profitable-lockdown-period/ While looking out of your window, at home, strange view that you never could have expected this year and it... More>>

How to think like a Millionaire

Photo by Austin Distel Originally Posted On: https://www.academy.business/how-to-think-like-a-millionaire/ More>>

FHA vs. VA Loans for Veterans: What You Should Know

Photo by Precondo CA Originally Posted On: https://choicehm.com/articles/fha-vs-va-loans-for-veterans-what-you-should-know/ More>>

Refinance Requirements: 7 Things to Know Before Refinancing a Mortgage

Photo by Tierra Mallorca Originally Posted On: https://choicehm.com/articles/refinance-requirements-7-things-to-know-before-refinancing-a-mortgage/ More>>

Worst government agencies to work for

By: Joni SweetJason Raff // ShutterstockWorst government agencies to work for If you’re looking for a new job, you’re probably going to come across openings in the federal government at some point during your search. It... More>>

Companies changing their businesses to combat COVID-19

By: Hannah LangJeff J Mitchell // Getty ImagesCompanies changing their businesses to combat COVID-19 The COVID-19 pandemic has shuttered businesses across all sectors of the world as government officials have encouraged... More>>

What Is a General Partnership?

When two or more people join forces to create a for-profit business, the result is a general partnership. A general partnership is an unincorporated business run by two or more people who are known as general partners.... More>>

Health Insurers Offering Discounts During the COVID-19 Pandemic

May 7, 2020 – Many of the country’s largest for-profit insurance companies are now offering discounts to customers affected by the coronavirus. UnitedHealth Group, the largest U.S. health insurer by membership, joined... More>>

Commodity Trading Advisor (CTA)

A commodity trading advisor (CTA) has expertise in trading commodities and related instruments. Although a CTA can act much like a financial advisor, and some financial advisors may hold the designation, this designation... More>>

What Bank Failure Means (and Why You Shouldn’t Worry)

During periods of economic uncertainty, it’s natural to question the stability of banks and banking systems. After all, you rely on your bank to keep your money safe and secure so you can continue to pay bills and... More>>

A Guide to Vanguard Index Funds

An index investing strategy often appeals to investors who are interested in taking a passive approach to the market. While there are many possibilities, Vanguard index funds are among the most popular options for low-cost... More>>

What is a Professional Risk Manager (PRM)?

Banks, brokerages, insurers and even some government agencies spend significant resources to identify, assess and mitigate financial risk. One of the top certifications for professionals in this line of work is the... More>>

Understanding Contractionary Fiscal & Monetary Policy

When inflation threatens an economy by becoming excessive, the government has two ways to dial back the problem: Contractionary fiscal policy and contractionary monetary policy. Congress handles the former, while the U.S.... More>>

Master of Business Administration (MBA)

A master of business administration (MBA) degree is designed for those who want to hold leadership or management positions in corporate or public sectors. It’s the world’s most popular professional degree program, and... More>>

How People Plan to Use Their Stimulus Checks – 2020 Study

Passed on March 27, 2020, the Coronavirus Aid, Relief and Economic Security (CARES) Act provided Americans with one-time economic impact payments, commonly referred to as stimulus checks. Under the bill, individuals and... More>>

Are We in A Recession?

The coronavirus pandemic is hammering the U.S. economy and Americans’ incomes. In April, private employers slashed 20.2 million jobs, according to the ADP National Employment Report. The unemployment rate jumped to... More>>

Places Where People Spend the Most on Food – 2020 Edition

According to the Bureau of Labor Statistics (BLS), the average annual amount spent on food in 2018 per household was $7,923, with almost $4,500 allocated for food at home and almost $3,500 for food away from home.... More>>

5 Ways To Save Money On Your Cell Phone Bill

Cell phone bills form a large portion of one’s monthly budget. According to a study done by J.D. Power and Associates, the average family in the United States spent approximately $157 on their cell phone bill each month in... More>>

How Government Subsidies Are Supposed to Work

Subsidies, which are a kind of economic stimulus, are government payments made to businesses. Subsidies can target either specific companies or an entire industry, and they typically apply in one of two ways. In some... More>>

These States Have the Most Essential Workers

Some states are home to more essential workers than others. Do you know which states made the top ten? More>>

What is a Trust and How Does It Work?

Drafting a will can help ensure your assets are passed on to your heirs according to your wishes when you pass away. But if you have a larger estate, you may consider setting up a trust to manage your assets …... More>>

Intestate: Definition, Risks and State Laws

Financial planning means giving thought to how you want to manage your investments and other assets during your lifetime. But it also means taking a longer view and considering what will happen to your assets after... More>>

How to Spot an Overvalued Stock

When market volatility sets in, the savvy investor looks for opportunities. If stocks are overvalued, employing a shorting strategy could help you reap gains in your portfolio, but it’s not without its risk.... More>>

Best places to retire in every state

By: Seth BerkmanCanvaBest places to retire in every state Florida’s sandy beaches and Arizona’s green golf links aren’t the only ideal places to settle down after retirement. As towns and cities across the country make... More>>

Countries with the most debt

By: Joni SweetAndriy Blokhin // ShutterstockCountries with the most debt When global debt skyrocketed to an all-time high of $247 trillion in early 2018, it was hard to imagine it could continue to increase. After... More>>

Wells Fargo No Longer Accepting HELOC Applications

May 4, 2020 – Wells Fargo announced last Thursday that it will no longer be accepting applications for home equity lines of credit (HELOCs) after April 30. The company joins another big bank, JPMorgan Chase, in... More>>

Every recession in U.S. history and how the country responded

By: Angela UnderwoodIcon Communications // Getty ImagesEvery recession from U.S. history and how the country responded What goes up must come down, especially when it comes to the U.S. economy. While the financial effects... More>>

What Are Installment Loans? A Simple Guide

Photo by Alexander Schimmeck About 21.1 million people in the U.S. have taken out personal loans totaling an astonishing $143 billion. This is only one type of installment loan that people can take out. There are many... More>>

How Coronavirus Has Affected Tax Season – 2020 Study

On March 20 of this year, the IRS announced that as a result of the global coronavirus pandemic, the 2020 tax deadline would be moved from the typical filing date of April 15 to July 15. Following the federal government’s... More>>

6 Types Of Mortgage Providers

When it comes to financing your mortgage, trying to navigate the labyrinth of lenders can get confusing. Like any significant financial transaction, there are advantages and disadvantages that come with each type of lender. ... More>>

How TheAD Helped Put Honza’s Grill on Sydney’s Gastronomic Map

Photo From theAD Originally Posted On: https://www.thead.com.au/the-work/how-thead-helped-put-honzas-grill-on-sydneys-gastronomic-map/ More>>

Knowing The Facts: Can I Get My W2 Online For Free?

Photo by Scott Graham Originally Posted On: https://silvertaxgroup.com/w2-online-for-free/ More>>

How to prevent ‘Porch Pirates’ from stealing packages from your front porch

Photo by Element5 Digital Originally Posted On: https://www.ricksdailytips.com/how-to-thwart-porch-pirates/ More>>

At What Stage in My Career Should I Start Planning for a Life Insurance Policy?

Photo by Scott Graham Originally Posted On: https://homebusinessmag.com/money/personal-finance/stage-career-start-planning-life-insurance-policy/ More>>

Best secured credit cards 2020

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7 Instances When You Need To Hire A Tax Attorney

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BEST MONEY TRANSFER · Review and Compare Online Services

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  • MoneyTipsMore>>

  • Survey: Nearly 2 In 3 Have Lost Or Had Stolen Their Wallet

    Survey: Nearly 2 In 3 Have Lost Or Had Stolen Their Wallet

    Have you ever experienced that sinking feeling when you reach in your pants or purse for your wallet, and it's gone? You're not alone. According to an exclusive MoneyTips survey, 62% of respondents have had...
    Have you ever experienced that sinking feeling when you reach in your pants or purse for your wallet, and it's gone? You're not alone. According to an exclusive MoneyTips survey, 62% of respondents have had their...
  • Best States to Die In... For Taxes

    Best States to Die In... For Taxes

    Does your ability to pass on your wealth to your heirs depend on where you live ... and die? Indeed, it does. Federal estate taxes apply no matter where you live within the U.S., but eighteen states subject their...
    Does your ability to pass on your wealth to your heirs depend on where you live ... and die? Indeed, it does. Federal estate taxes apply no matter where you live within the U.S., but eighteen states subject their citizens to...
  • Proposed Law Stops Auto Insurers Using Credit Scores To Set Rates

    Proposed Law Stops Auto Insurers Using Credit Scores To Set Rates

    Another Use for Your Credit Score You probably know that your credit score affects the interest rates you'll pay for credit cards and loans. Did you know that your credit score could also affect your auto...
    Another Use for Your Credit Score You probably know that your credit score affects the interest rates you'll pay for credit cards and loans. Did you know that your credit score could also affect your auto insurance...
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